I have both the personal and business versions of the Amex Platinum (amongst many other premium AF cards). With the increase in the annual fee to $550, I decided to close out the personal version. They offered me 15k MR points or $100 credit as a retention offer, but I declined. They noticed that I also have a Green Card ( 1/2 back-dated cards). They offered to upgrade that to a PRG with a pro-rated fee of ~ $50 and a 15k points bonus, I declined this as well. will most likely upgrade it to a personal platinum later.

I have both a Discover IT credit card and a Discover Checking account. After first obtaining the IT card, I opened a checking account. I was disappointed to learn that I would have to use two different logins to manage both accounts.

One major annoyance is the select menu on the Discover homepage will default to "Bank Account" when I would navigate to versus of .

I even wrote to Discover about this and they gave me a generic response while not seeming to have a clue what I was talking about. It is good to see that they've made this change, it is a much-welcomed improvement.